Dental and Vision Insurance in New Jersey
See Clearly. Smile Confidently.
At BEW Financial Solutions, we help individuals and families across the greater North Jersey area access affordable, reliable dental and vision coverage. Whether you’re looking for standalone policies or bundled benefits, we’ll walk you through your options with care and clarity.
What Do Dental and Vision Plans Cover?
Dental and vision insurance plans help offset the cost of preventive care and unexpected treatments—services not typically included in standard health insurance.
Types of Dental and Vision Coverage We Help You Understand:
What Does Life Insurance Cover?
Life insurance is more than a payout—it’s a plan that ensures your family’s future stays on track, even if you’re no longer there to lead it. From mortgage protection to legacy planning, the right policy offers financial security and peace of mind.
Types of Life Insurance We Offer:
Term Life Insurance
Affordable, time-limited protection designed to cover your family during key years—like raising children or paying off your home.
Whole Life Insurance
Lifelong coverage that builds cash value over time. A great option for estate planning, final expense coverage, or long-term savings.
Universal Life Insurance
Flexible protection that combines lifelong coverage with adjustable premiums and a savings component.
Final Expense Insurance
A simple, affordable way to ensure funeral costs and other end-of-life expenses are covered—so your family isn’t left with unexpected bills.
Individual Dental Plans
Covers preventive cleanings, X-rays, fillings, crowns, and more—helping you avoid costly out-of-pocket expenses.
Individual Vision Plans
Includes eye exams, prescription glasses, contacts, and discounts on corrective surgery.
Standalone Plans
Separate policies for those without employer coverage—affordable and flexible, available for individuals or families.
Coverage Through Medicare Advantage
We help seniors explore Advantage plans that include dental and vision, offering extended benefits beyond Original Medicare.
Medicaid Benefits (NJ)
We guide qualifying families through accessing state-supported vision and dental care, especially for children and eligible adults.
Why New Jersey Clients Choose BEW for Dental & Vision Insurance
We Treat You Like Family
We listen first—then match you with the plan that fits your real needs, budget, and lifestyle.
Independent, Not Tied to One Provider
As an independent agency, we compare top-rated dental and vision plans to find the best value without sales pressure.
Trusted Since 1996
With decades of service in North Jersey, we’ve helped thousands secure coverage that supports their total wellness.
Clear Explanations. No Guesswork.
We simplify the fine print, so you understand what’s covered and how to use your plan without surprises.
Are dental and vision plans included in health insurance?
Sometimes. While some employer or individual health plans offer dental and vision, most require separate policies. We’ll help you find out what’s included and what gaps exist.
Can I get dental or vision coverage through Medicare?
Yes—through certain Medicare Advantage plans. We’ll show you which options include these benefits and help you enroll.
Are standalone dental and vision plans affordable?
Yes. There are many flexible, low-cost plans for individuals and families. We'll help you compare coverage and costs so you don’t overpay.
What’s typically covered in a vision plan?
Most plans cover annual eye exams, frames or contact lenses, and offer discounts on LASIK and other procedures.
Do I need both dental and vision insurance?
If your regular health insurance doesn’t include them, it’s a smart idea—especially for children, seniors, or those with specific oral or vision health needs.
See the Difference Personalized Coverage Makes
Healthy smiles and sharp vision are part of living well. Let’s build a plan that supports your whole health.