Cancer, Heart Attack & Stroke Insurance in New Jersey
Focus on Healing. We’ll Help Cover the Rest.
At BEW Financial Solutions, we help individuals and families across North Jersey prepare for the financial impact of serious illness. With a CHAS (Cancer, Heart Attack, Stroke) policy, you receive direct cash benefits so you can focus on recovery—not bills.
What Does CHAS Insurance Cover?
Cancer, heart attack, and stroke insurance provides a lump-sum payout after diagnosis—money you can use however you need, regardless of your existing health coverage.
Types of Coverage We Help You Secure:
What Does Life Insurance Cover?
Life insurance is more than a payout—it’s a plan that ensures your family’s future stays on track, even if you’re no longer there to lead it. From mortgage protection to legacy planning, the right policy offers financial security and peace of mind.
Types of Life Insurance We Offer:
Term Life Insurance
Affordable, time-limited protection designed to cover your family during key years—like raising children or paying off your home.
Whole Life Insurance
Lifelong coverage that builds cash value over time. A great option for estate planning, final expense coverage, or long-term savings.
Universal Life Insurance
Flexible protection that combines lifelong coverage with adjustable premiums and a savings component.
Final Expense Insurance
A simple, affordable way to ensure funeral costs and other end-of-life expenses are covered—so your family isn’t left with unexpected bills.
Cancer Insurance
Cash benefits to help with medical and non-medical expenses—from treatment to transportation to lost income.
Heart Attack & Stroke Insurance
Coverage that supports recovery by covering gaps left by traditional health insurance, like rehab, travel, or home care.
Lump-Sum Critical Illness Coverage
A one-time payout after diagnosis that helps ease financial stress and gives you control over how the funds are used.
Hospital Indemnity Plans
Fixed cash payments for each day you’re hospitalized—ideal for covering high deductibles or unplanned costs during extended stays.
Why North Jersey Clients Choose BEW for CHAS Insurance
We Treat You Like Family
We understand how serious illness affects more than just your health. That’s why we work with you to build real protection—without pressure.
Independent, Not Tied to One Provider
We offer a range of critical illness policies and indemnity plans from top-rated insurers, helping you compare and choose the right fit.
Trusted Since 1996
For nearly three decades, we’ve helped North Jersey families prepare for life’s biggest challenges with compassion and clarity.
Support That’s Local and Personal
From policy setup to claims guidance, we’re just around the corner—and always here when you need us
What is CHAS insurance?
CHAS stands for Cancer, Heart Attack, and Stroke insurance. It provides a lump-sum cash payout upon diagnosis of one of these serious illnesses, regardless of other coverage.
How can I use the funds from a CHAS policy?
However you need. Many clients use it to cover lost income, household bills, travel for treatment, or out-of-network care not covered by traditional insurance.
Is CHAS insurance necessary if I already have health coverage?
Yes—because most health plans don’t cover all the indirect costs that come with a critical illness. CHAS fills those financial gaps.
What is hospital indemnity insurance?
It’s a supplemental plan that pays you a set amount per day you’re hospitalized. It’s especially useful if your health plan has a high deductible.
Who should consider this type of insurance?
Anyone without savings to fall back on during a medical crisis, those with high-deductible plans, or self-employed individuals should strongly consider critical illness or indemnity coverage.
Serious Illness Doesn’t Have to Mean Serious Financial Strain
Let’s talk about how a CHAS plan can give you and your family the peace of mind you deserve—before you need it.