CHAS Insurance Coverage
Once a diagnosis of cancer, heart disease or stroke is heard you may start dealing with certain realities. These include medical bills, time off for treatments, funds for living expenses, and maybe even the cost of high deductibles. If you are concerned about a high deductible health insurance policy or a small business owner this policy can also alleviate some of your concerns. Cancer Insurance & Heart Attack/Stroke Insurance helps provide you these necessities so you can focus on your treatment and health, not your finances.
In the case of a diagnosis if you are covered by a CHAS policy you can receive a lump-sum benefit amount that is paid directly to you regardless of any other health care coverage you may have. Benefit amounts are flexible. Many of the costs associated with cancer are non-medical, indirect costs. Cash benefits from your policy can be used to help supplement lost income for you and your spouse, to pay for car and mortgage expenses and travel to and from medical facilities. It will also allow you to seek treatment that is out of network or not covered without worrying about costs.
Hospital Indemnity Plans
Another similar type of policy is a Hospital Indemnity plan. This insurance can be particularly helpful in the case of a hospitalization to cover unplanned medical bills or other out-of-pocket expenses related to your hospital stay.
Critical illness policies started in 1996 to solve the problem of insurmountable medical bills after a diagnosis or a hospitalization. Even with an excellent health insurance policy a family can be burdened with financial hardship. As time has gone by the average person has a longer life expectancy. These are situations we may all face at some point.
Of course, there are many details and possible obstacles to face with these insurance policies. We here at BEW Financial Solutions are always available to your for guidance and assistance to find the best fit for you and your family to feel secure and safe in any insurance related decision.
Contact us today to learn more, and get started on protecting your finances in the event of issues with your health.
BEW: The Right Fit
Since insurance is such an important part of our life planning you should speak to someone who knows the information you need to know. You need to talk to someone who understands how important this is to you and your family. You need someone who can treat you like family.
Knowledge and compassion fit are what BEW is about. We have been in the business for over twenty years. We are a local small business that has been a part of our community for many years. We have raised a family and helped many local families as well. We love to educate our clients about the different aspects of insurance and find what is best for them. We want you to understand and are always here to help.