General Liability Insurance

Business General Liability Insurance

General Liability (GL) insurance, sometimes called small business liability insurance or commercial liability insurance, provides insurance coverage for your business against claims made by others including bodily injury, damage to property, or personal injury. You might think of it as a kind of an airbag for your business. It takes most of the financial impact for you instead of reaching into own your pocket to cover cost of an accident.

If someone comes to your place of business and is injured, a general liability policy could cover their medical costs. If someone else’s property is damaged and you are found to be responsible, the repair or replacement cost could be covered. And if someone’s reputation is damaged by something you or an employee said or wrote about them, the associated costs could be covered.

The cost of general liability insurance coverage varies based on the size of your business, the industry you are in, your location, and the amount of coverage you need. General liability insurance will not protect you from everything. For example, general liability insurance will not cover you against claims of negligence, even if it is not you or your business’ fault

For more information on Business General Liability Insurance, contact BEW Financial Solutions!

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How General Liability Insurance Can Help Your Small Business

  • If you visit a client’s place of work, or clients visit yours, there is always the possibility someone could get hurt and require medical treatment.
  • If a customer’s property is damaged at your location or at a job site, general liability insurance could cover the cost to repair or replace it.
  • If you promote your company and accidentally use wording that is under copyright or trademark, general liability insurance could cover you if a claim occurs.
  • If someone (other than you or an employee) is injured on a job site where you are responsible, general liability insurance could cover their medical costs.
  • If you propose or bid on certain contracts, liability insurance could be a condition of the contract award.
  • If you are working out of your home, it is possible that your homeowner’s or renter’s will not cover your business-related accidents. So, if a client comes to your home office and trips on a step you may be sued for injuries, general liability insurance could cover their medical cost.

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BEW: The Right Fit

Since insurance is such an important part of your business you should speak to someone who knows the information you need to know.  You need to talk to someone who understands how important this is to you and your shareholders and employees. You need someone who can treat you like a trusted partner.

Knowledge and compassion fit are what BEW is about. We have been in the business for over twenty years. We are a local small business that has been a part of our community for many years. We have started our own business and and helped many local businesses as well.  We love to educate our clients about the different aspects of insurance and find what is best for them.  We want you to understand and are always here to help.

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Client Feedback

Great people, very kind and will go above and beyond to help with whatever you need.
Dani Kay
15:16 09 Dec 19
Bruce and Ellie's caring and understanding for our clients, along with their expertise is why we are confident in recommending BEW Financial Solutions again and again.We ourselves use their services for our business and our families.~~ Sensible Daily Money Managers, LLC
Sensible Dmm
20:24 13 Nov 19
Very helpful and friendly. Even offered us hot tea or coffee when we came in for help for health insurance. Highly recommend.
ChristinA Mendoza
18:53 10 Dec 17
Great people, very kind and will go above and beyond to help with whatever you need.
Dani Kay
15:16 09 Dec 19
Bruce and Ellie's caring and understanding for our clients, along with their expertise is why we are confident in recommending BEW Financial Solutions again and again.We ourselves use their services for our business and our families.~~ Sensible Daily Money Managers, LLC
Sensible Dmm
20:24 13 Nov 19
Very helpful and friendly. Even offered us hot tea or coffee when we came in for help for health insurance. Highly recommend.
ChristinA Mendoza
18:53 10 Dec 17
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Contact BEW Financial Solutions today to speak with an advisor.

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